Terms and Conditions for Lighthouse Insurance Services
Effective Date: [Insert Date]
By accessing and using the Website https://lighthouseins.biz, you agree to comply with and be bound by the following Terms and Conditions. Please review them carefully. If you do not agree to these terms, you should not use this Website.
1. Use of Website
You agree to use the Website for lawful purposes only. You shall not post or transmit through the Website any material that violates or infringes the rights of others, or that is unlawful, threatening, defamatory, invasive, or otherwise objectionable.
2. No Insurance Advice or Guarantee
All content provided on this Website is for informational purposes only. It does not constitute professional or legal insurance advice. Coverage availability and eligibility vary by provider and state, and submitting a form does not guarantee coverage.
3. Intellectual Property
All content on the Website, including logos, graphics, text, images, and layout, is the property of Lighthouse Insurance Services or its licensors and is protected by intellectual property laws. You may not reproduce, distribute, or exploit the content without written permission.
4. Third-Party Links
The Website may contain links to external websites. We are not responsible for the content, accuracy, or practices of any third-party sites.
5. Disclaimer of Warranties
The Website is provided “as is” and “as available” without warranties of any kind, either express or implied. We do not warrant that the Website will be error-free, uninterrupted, or secure.
6. Limitation of Liability
To the maximum extent permitted by law, Lighthouse Insurance Services shall not be liable for any damages arising out of or in connection with your use of the Website, including but not limited to direct, indirect, incidental, consequential, or punitive damages.
7. Indemnification
You agree to indemnify, defend, and hold harmless Lighthouse Insurance Services, its affiliates, employees, and agents from any claims, liabilities, damages, or expenses resulting from your use of the Website or violation of these Terms.
8. Governing Law
These Terms shall be governed by and construed in accordance with the laws of the State of [insert your state], without regard to its conflict of laws principles.
9. Changes to Terms
We may update these Terms at any time without prior notice. Continued use of the Website constitutes your acceptance of the revised Terms.