Cyber Insurance

Smart protection for a digital world—covering data breaches, hacks, and cyber threats.

We are Workers Compensation experts

We have over 30 years of writing workers compensation for all types of industry. Whether your account is small or large we have the carriers that can put the right plan together for your company. Our process is simple and designed with your time in mind.  We have relationships with all of the premier workers compensation underwriters in the country.

Let us review your Workers Compensation program and see if we can help you!

  • We represent and partner the most competitive Workers Compensation carriers in the country.
  • Our expertise is in being creative on accounts with challenges and finding the right program to address their specific issues.
  • Minimum premium $ 7500. 
  • Call us for a no obligation review.

What we need to get started on your quote:

  • Annual Payroll Estimates by WC  Classification
  • Your Federal ID#
  • If you have 3 years of loss runs great, If not we can order them for you

Cyber Insurance

In the last five years, the Internet Crimes Report received over 2.2 million  complaints of losses through internet crimes resulting in $13.3 billion in losses. In 2020 alone, Statista found that over 155 million induvial’ records were exposed in data breaches. With Cyber Insurance, you can operate your business with the comfort in knowing your data and private information is protected and covered in the case of a breach.

Cyber Insurance Policy Features

Unfortunately, crime and employee dishonesty can happen. As a business owner, sometimes it’s impossible to know whether the employees you hire are an honest fit for the job, and by the time you discover the truth, the damages can be costly.

“Coverage provided by cyber-insurance policies may include first-party coverage against losses such as data destruction, extortion, theft, hacking, and denial of service attacks; liability coverage indemnifying companies for losses to others caused, for example, by errors and omissions, failure to safeguard data, or defamation; and other benefits including regular security-audit, post-incident public relations and investigative expenses, and criminal reward funds.”

Protect your business from the unexpected—contact a specialist at Lighthouse Commercial Insurance, Inc. today for the right coverage.