Commercial General Liability

Guarding your business from everyday risks with broad, dependable coverage.

We are Workers Compensation experts

We have over 30 years of writing workers compensation for all types of industry. Whether your account is small or large we have the carriers that can put the right plan together for your company. Our process is simple and designed with your time in mind.  We have relationships with all of the premier workers compensation underwriters in the country.

Let us review your Workers Compensation program and see if we can help you!

  • We represent and partner the most competitive Workers Compensation carriers in the country.
  • Our expertise is in being creative on accounts with challenges and finding the right program to address their specific issues.
  • Minimum premium $ 7500. 
  • Call us for a no obligation review.

What we need to get started on your quote:

  • Annual Payroll Estimates by WC  Classification
  • Your Federal ID#
  • If you have 3 years of loss runs great, If not we can order them for you

Commercial General Liability

Critical Assurance for the Protection of Your Business.

Running a business is a major responsibility that can involve many risks. Not only are you responsible for ensuring that your day-to-day operations run smoothly, but you’re also accountable for keeping your employees and property insured from injuries and damages. At Lighthouse Commercial Insurance, Inc., we can help you create a policy that’s designed to safeguard the best interests of your business – so you can focus on serving your customers and increasing your profits.

Commercial General Liability from Lighthouse Commercial Insurance, Inc. can prevent major financial losses if your business is sued or held legally responsible in the event of bodily injury or damage. With the proper policy, you can have most medical expenses, attorney fees, settlements, and reimbursements covered. Coverages from Lighthouse Commercial Insurance, Inc. include:
  • Premises Liability
  • Products and Completed Operations
  • Premises Medical
  • Fire Legal Liability
  • Casualty Coverage
Additional options like Bailee Coverage are available if needed. Bailee Coverage insures property loss or damage when in your company’s care, control, or custody – for example: product protection for items on a semi or delivery truck.

Since Commercial Auto Insurance coverage varies, it’s important to discuss your business’s options with a specialist at Lighthouse Commercial Insurance, Inc. who can help you determine the proper amount of coverage for all your commercial needs.

Auto Insurance is an essential financial decision that will keep your business covered. The next time your fleet takes the road, make sure it’s protected with Commercial Auto policy from Lighthouse Commercial Insurance, Inc.

Additional Commercial Liability

Other types of Commercial General Liability include Garage keepers Liability and Employment Practices Liability. If you run an auto service operation, having Garage keepers Liability coverage will protect your customers’ vehicles from fire, vandalism, theft, or other damages. An option like Employment Practices Liability will protect your business if an employee’s legal rights have been violated.

Other specialty types of Commercial Liability, such as Foreign, Liquor, and Concession Liability, can aid in furthering the safety of your business’s future.

  • Foreign Liability protects employees who travel out of the country (for business purposes) in the event of injuries, damages and lawsuits.
  • Liquor Liability includes covering damages and injuries in which your business is held legally responsible as a result of serving liquor – from liquor establishments to office parties/special events.
  • Concession Liability keeps your special event stand insured from damage, accidents, or accidental injuries sustained to pedestrians.

Since there are many types of liability coverages, it’s important to talk with a specialist at Lighthouse Commercial Insurance, Inc. about the best options for your business.

Find Out if your business is eligible

Keep your business on the move—contact a specialist at Lighthouse Commercial Insurance, Inc. today for reliable commercial auto coverage.

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