Farm Insurance

We are Workers Compensation experts

We have over 30 years of writing workers compensation for all types of industry. Whether your account is small or large we have the carriers that can put the right plan together for your company. Our process is simple and designed with your time in mind.  We have relationships with all of the premier workers compensation underwriters in the country.

Let us review your Workers Compensation program and see if we can help you!

  • We represent and partner the most competitive Workers Compensation carriers in the country.
  • Our expertise is in being creative on accounts with challenges and finding the right program to address their specific issues.
  • Minimum premium $ 7500. 
  • Call us for a no obligation review.

What we need to get started on your quote:

  • Annual Payroll Estimates by WC  Classification
  • Your Federal ID#
  • If you have 3 years of loss runs great, If not we can order them for you

It’s Your Livelihood. Make Sure It’s Protected.

Whether you’re a local grower or a large cultivator, we understand the value of insuring your greatest asset. At Lighthouse Commercial Insurance, Inc., we’re dedicated to providing the agricultural coverage and services you need to keep your farm or ranch protected – so you can focus on maintaining a smooth operation.

We know that you work hard as a farmer, and at Lighthouse Commercial Insurance, Inc. we want to extend that same courtesy to you by keeping your farm and everything on it insured. Our insurance specialists are sensitive to your individual needs and will work with you to find a policy that best suits your farm or ranch.

Designing a specific policy with us gives you the options of coverage in the following areas:

Farm Structures Insurance

Safeguard your barns, silos, and other essential farm buildings against risks such as fire, storms, and vandalism. Our policies ensure that your structures are protected, minimizing downtime and financial loss.

Farm Auto Insurance

Whether it's transporting goods or traveling between fields, our farm auto insurance covers vehicles integral to your farming operations. This includes protection against accidents, damages, and liabilities on and off the road.

Farm Owners Insurance

Designed for farm owners, this comprehensive package combines property, liability, and operational coverage. It addresses the unique challenges of running a farm, ensuring both personal and business assets are secure.

Farm Equipment Insurance

Your machinery and equipment are vital to your farm's productivity. Our coverage protects against potential losses from equipment breakdowns, theft, or damages, ensuring minimal disruption to your operations.

Farm Umbrella Insurance

Enhance your existing coverage with an additional layer of liability protection. This policy offers extra security against unforeseen events that may exceed standard liability limits, ensuring your livelihood remains protected.

Farm Livestock Insurance

Protect your livestock against risks such as disease, accidents, or unexpected events. Our livestock insurance ensures that your animals, a crucial asset to your farm, are covered, providing peace of mind and financial stability.

Your farm is your livelihood, and you can never be too cautious. Since an accident can happen when you least expect it, it’s important to be prepared when potential problems arise. By being proactive with a proper farm policy, your equipment, buildings, and even lost income can be covered in the event that an unforeseen circumstance disrupts your operations. You’ve worked hard to build your farm into a business. Lighthouse Commercial Insurance, Inc. will work even harder to ensure that your business is protected.

Lighthouse Commercial Insurance: A team you can trust.

With over 60 years combined experience in writing Arborist and Landscaper insurance in the Tri-State Area we have the expertise and resources to protect your business.